The state of Ohio requires specific high-risk drivers to acquire a level of coverage known as SR22 insurance. If you’ve been informed that you must have SR22 insurance before you can drive, then it’s important that you learn more about the topic and the process for acquiring your coverage. Our team at SR22 Bond of Ohio is a leader in this area and in this latest post, we’ll explain SR22 insurance and why it’s required.
What is SR22 Insurance?
The first point to consider about SR22 insurance is that it’s not actually an insurance program but a document that you will require with your insurance in specific circumstances. Most often, SR22 insurance is required for drivers who are trying to get back their driving privileges after having incurred a DUI. SR22 insurance is a form that you fill out with your insurance company to show to the government that you have the requisite level of coverage to be driving on the road.
Why do I need SR22 insurance?
If you’ve been told you must apply for SR22 insurance as part of your licensing process, you have likely been convicted of a criminal offense related to your driving. This is usually related to a DUI, but can also be related to careless driving and other road offenses. Some are required to acquire SR22 insurance if they have been convicted of driving without insurance. It’s important to note the reason for your high-risk designation and to work with an insurance company to ensure you retain good standing in the future.
How do I acquire SR22 insurance?
When you are applying for your driver’s license, the DMV can likely tell you if you will require SR22 insurance to be fully covered under the law. Make sure that you follow the guidance of a qualified insurance company when acquiring SR22 insurance and fill out each of the forms according to their requirements in order to maintain your driving privileges.Our team at SR22 Bond of Ohio can help guide you in buying SR22 insurance. To learn more about this important topic, call us today.