When selecting an SR22 insurance policy in Ohio, you should have a clear understanding of your full range of market options. It’s not always easy to know the differences between all of the policies but in our latest post, we’ll walk you through your options when selecting SR22 insurance in Ohio.
This type of insurance policy will allow you to drive the vehicle owned by someone else, while still being able to legally drive according to your SR22 bond. You should note however that that insurance doesn’t cover the vehicle that you’re driving, and you should still ensure that the owner of the vehicle has the recommended level of coverage to protect their vehicle and their liability while you drive. This type of policy is for occasional vehicle use only.
Owner certificate policy
The owner certificate policy is a form of SR22 insurance that allows you to drive your own vehicle on a regular basis for work and other daily tasks. The coverage can be arranged for either one specific vehicle you own or all of the vehicles you own depending on your driving needs. This policy strictly covers only the vehicles mentioned within the policy and not any other vehicle. If you have to drive another vehicle for even a short period of time, you must add that vehicle to the policy or speak with your SR22 insurance company to make other arrangements for coverage.
The third available option for SR22 insurance in Ohio is the owner-operator policy. This allows you to drive your own vehicle while being protected, while it also gives you the flexibility to drive any other vehicle when required. This policy is the most flexible of all the options in the marketplace, but it can also be the most expensive.Our trusted team at SR22 Bond of Ohio are here to guide you through your insurance options. To learn more about the options available, call us today.