Shopping for SR-22 insurance can be a stressful experience, but there are a few tips that you can use to make the process much easier to navigate. At SR-22 Bond of Ohio, our team understands the industry inside and out and knows the best ways to save money while shopping for insurance quotes.
If you want an SR-22 at an affordable price, there are three things you need to be aware of:
1. Contacting Your Current Insurance Provider
Nowadays, many insurance companies allow you to add an SR-22 filing on top of your current insurance policy for about $20. Contact your insurance company and ask for a price estimate to add an SR-22 to your existing policy. Just remember that you will be charged more due to the insurance premium increase stemming from the violations that led to the SR-22.
2. Shop Around for Different SR-22 quotes
In most cases, your best bet for an affordable plan is to get your SR-22 bond from insurance agencies or brokers. But bear in mind that companies that specialize in SR-22 insurance are a bit tougher to find as they don’t advertise. Regardless, these companies typically utilize insurance brokers and agencies to provide their product and work with a dozen companies that display the rates of each available carrier all at once.
Since insurance agents can select the plans with the lowest rates, this is the cheapest method of getting SR-22 insurance.
3. Determine if You Can Apply
Look at all of the available companies that offer SR-22 bonds and compare rates. Take a look at any companies that you already have in mind or search for local companies that can provide what you need. Once you find your options, provide your driving history to them and determine if you can apply for an SR-22.
Anytime you request a quote, always make sure that you enter all of your violations so that it’s as accurate as possible. If you ever find that your driving history comes back different than what you believed it to be, keep shopping for quotes as this will change pricing.
If you’re interested in affordable SR-22 plans, the SR-22 Bond of Ohio team can help. With over 20 years of experience, we provide insurance for anyone looking to get back on the road after a traffic-related offense. Contact us today at (216) 382-0050 to learn more.