Imagine that your friend invites you to go bar hopping and you have a few drinks. But on the way to the next spot, you’re stopped by a police officer that smells alcohol and they give you a Breathalyzer test. You test just over the limit and wind up behind bars. To have your driving privileges reinstated, you’re asked to get an SR-22 bond and your current insurance company categorizes you as a high-risk driver, then cancels your policy; what do you do?
Below, our SR-22 Bond of Ohio team streamlines this often confusing process and explores how you can get the best SR-22 quotes.
Searching for SR-22 Insurance
If you’re looking for cheap SR-22 insurance in Ohio, it’s tough but not impossible. After being convicted of a DUI, you’re labeled as a high-risk client, limiting your options in terms of insurance plans. But there are a handful of companies that understand the situation you’re in and the importance of an Ohio SR-22 for license reinstatement.
Let’s take a look at some ways a reliable SR-22 provider will stand out from the competition.
Be Wary of Cheap Insurance
As someone with a DUI, your options are typically limited to the cheapest insurance plans. With the growing number of drivers incurring DUIs, insurers have begun specializing in this type of insurance and offering it on the internet. But be very wary of companies that offer the cheaper SR-22 bonds—some of these plans are designed to deceive you.
Always do the following:
- Check the policy’s clause
- Ask for quotes from different insurers
- Read the fine print
When it comes to shopping for SR-22 plans, it’s important to note every detail and make sure you understand what each policy entails. Never go with a plan just because of the price, as this can lead to you signing up for something you didn’t want.
At the end of the day, it’s best to purchase SR-22 insurance from insurers that have a respectable track record for handling DUI charges. With the right company, you can start looking at reducing your automobile insurance premiums, which is a much more effective way of saving money than a cheap plan. Contact our team at SR-22 Bond of Ohio at (216) 382-0050 today to learn more.