In some cases, individuals with a suspended driver’s license are asked by their state’s Department of Motor Vehicles (DMV) to get an SR-22 document. Also known as a Certificate of Financial Responsibility, Ohio SR-22 bond’s act as verification for the vehicle insurance coverage that is required by the state to reinstate the individual’s driving privileges. If you require such a bond and are confused about the process, our team is here to clear things up.
Why You Might Need an SR-22
Although there are many reasons that can lead to your driver’s license being suspended, there are a few that are most commonly associated with SR-22 filings.
- DUIs, DWIs or other severe moving violations
- License suspension or revocation
- Multiple traffic offenses
- Violations stemming from failure to maintain necessary Ohio insurance coverage
If you require SR-22 insurance due to any of the above, you will be notified by mail via the Ohio Bureau of Motor Vehicles (BMV) or the traffic court where you originally appeared to address the suspension. In addition, the insurance company will charge you a fee for providing you with the SR-22 certificate. Most car insurance companies charge a $15-25 nominal fee for filing.
Standard SR-22 Terms
Although SR-22 requirements and terms vary by state, Ohio residents must retain their coverage for at least 36 consecutive months. In addition, the sentencing period is determined by the seriousness of the crime. For example, if you were ordered to get an SR-22 after a driver’s license suspension stemming from a DUI, coverage lasts five years.
If you let your insurance policy lapse, your provider is legally required to contact and notify the BMV office. Afterward, your license will be suspended until you reinstate your insurance. Once you meet your prescribed SR-22 obligations, your status will be removed.
Our team has over 35 years of years of insurance experience and connections to various insurance carriers. With state-of-the-art computer systems and exceptional customer service, we can help you get a bond in less than five minutes. This commitment to quality is reflected in our A+ rating with the Better Business Bureau (BBB). In terms of payment, we offer MasterCard, Visa, debit cards, and electronic checks from checking accounts.If you need more information on Ohio SR-22 bonds and their liability requirements, the team at SR-22 Bond of Ohio can help. With 35 years of combined experience in the field, we can help you find the right bond at the lowest price. Call us toll-free today at (833) 883-3481 and we’ll be happy to help you out.