An SR22 bond is essential for drivers in Ohio that have multiple violations on the road. These violations can be wide-ranging, such as reckless driving, being convicted of a DWI, or a DUI. An SR22 bond demonstrates that you have car insurance to meet the minimum coverages required by Ohio law. Failure to obtain an SR22 insurance certificate is a major violation that can lead to significant consequences and expensive fees. Contacting a company that specializes in SR22 bonds is a good idea to avoid making any mistakes.
Three Common Penalties for Drivers That Fail to Obtain SR22 Insurance
1. Suspension of Driver’s License & Vehicle Registration
An uninsured driver in Ohio may be subject to a driver’s license suspension if they incur an offense while driving. A first-time offender will lose their license until various requirements are met, while a second offense will result in a full-year suspension if it is within five years of the first violation. A third-time offender can result in a two-year suspension if it is within five years of the previous violation.
2. Expensive Restoration Fees
One of the most common penalties of not having SR22 insurance is expensive restoration fees. Typically, you will be charged with expensive restoration fees for you to get your registration activated. These fees can range anywhere between $160 to $660, depending on the type of violation. Reaching out to a company that specializes in SR22 filing is a good idea to help you discuss your available options and avoid making any additional mistakes.
3. Additional Penalties for Accidents
You may also be subject to additional penalties if you have an accident without the appropriate insurance coverage. These penalties can vary, such as an indefinite suspension and costly fines. You may also be booked in jail if you are involved in a traffic accident that results in someone’s death. Always having SR22 insurance is essential in avoiding these costly penalties that can lead to significant consequences.
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