Four Reasons Why You Need SR22 Insurance
Obtaining SR22 insurance is sometimes a requirement if you are involved in an accident. Getting this type of insurance shows proof of financial responsibility. While SR22 insurance isn’t technically insurance coverage, it does indicate that you purchased liability insurance to meet the minimum requirements in Ohio. Reaching out to a company offering cheap SR22 insurance is a great option if you need this coverage.
Here are a few of the main reasons why you need SR22 insurance.
1) You Committed Numerous Traffic Offenses
One reason why you need SR22 insurance is if you committed several traffic offenses within a short time period. Usually, this happens in a span of six months or less. A few examples of traffic offenses include speeding, running a red light, failure to wear your seatbelt, or crossing a median. Fortunately, you can find cheap SR22 insurance in your area to ensure you can drive again.
2) You Were Involved in an Accident Without Insurance
Another reason why you need SR22 insurance is if you were involved in an accident without valid insurance. For example, driving without a valid insurance policy is often illegal in most states. Penalties for this offense may include fines, prison time, or loss of driver’s license. The legal consequences are especially serious if you are in an accident without carrying insurance.
3) You’ve Been Convicted of a DUI
You may also need SR22 insurance if you are facing a DUI charge and conviction. This usually happens if you are driving a vehicle while under the influence of drugs or alcohol. A DUI is a serious offense, as you may be required to obtain SR22 insurance to get your driver’s license back again.
4) You Were Caught Driving Without a License or a Suspended One
Driving without a license is a major issue in any state, and it can cause significant legal issues. Obtaining SR22 insurance is essential in helping you to get your license back as soon as possible. Reaching out to a company offering SR22 insurance is key if you are looking for this coverage.
Find Cheap SR22 Insurance Today
SR-22 Bond of Ohio works with a wide range of drivers in helping them obtain SR22 insurance. Our team can help you find the best SR22 insurance at an affordable rate. Contact our team at SR-22 Bond of Ohio today to learn more!