SR22 insurance is a financial responsibility form that proves you have insurance coverage. An SR22 bond is usually required for drivers with multiple speeding violations, DUI’s/DWI’s, or driving without a license. Once you setup your insurance policy, an insurance company files this legal form with the state of Ohio on your behalf. It is always a good idea to notify your insurance that you need an SR22, as not all insurance companies offer this service.
How Long Will You Need SR22 Insurance?
Typically, SR22 insurance is required for three consecutive years, but this can also vary by state. It is always a good idea to check in with your Ohio Bureau of Motor Vehicle (BMV) to confirm the length of your specific case and ensure that you are following all of the legal requirements.
Who Issues an SR22 Requirement?
A judge or the state can issue an SR22 requirement for your license. Many times, this is the result of multiple driving violations or receiving a ticket due to DUI/DWI. An FR-44 is another version of the SR22, as it requires a higher level of insurance coverage due to a driver not maintaining SR22 requirements. Reaching out to an insurance company is always a smart idea if you have any questions or need clarification regarding your SR22 insurance.
Can SR22 Insurance be Rescinded?
Unfortunately, many people do not realize that your SR22 insurance will be rescinded if you cancel your insurance policy. The best way to avoid this dire scenario is to set up your SR22 policy in advance with a new insurance company if you are switching providers. Failure to do so can result in the time requirements for your SR22 starting over to the beginning, which is usually three years.
Reach Out to SR-22 Bond of Ohio to Learn More
Finding cheap SR22 insurance isn’t always an easy task for most drivers. However, SR-22 Bond of Ohio specializes in helping a wide range of drivers obtain affordable SR22 insurance in the state of Ohio. We have more than 30 years’ worth of experience in the insurance industry, as our main goal is to help you find SR22 insurance in the state of Ohio that is available at an affordable rate. Our staff members are also happy to answer any of your questions. Contact us to learn how to find cheap SR22 insurance near you!