Many people are unfamiliar with the various state laws related to SR22 forms. An SR22 is a certificate that is required for high-risk drivers, typically due to numerous traffic incidents or driving under the influence. Ultimately, an SR22 is simply proof of financial responsibility that is necessary for a specified period of time.
Understanding SR22 & Why You May Need It
- What are the Common Reasons for Getting an SR22?
An SR22 may be required due to a variety of scenarios, such as driving without a license or insurance, receiving multiple tickets in a short amount of time, or being convicted of substance abuse or a DUI charge. Avoiding additional violations and always complying with the law is essential if you have an SR22.
- How Do I Obtain an SR22?
To obtain an SR22 you will need either an auto insurance policy or a bond. Both are provided by SR22 Bond of Ohio. Reaching out to your insurance provider is essential to correctly begin the SR22 filing process. The cost can vary greatly with low range being around $45 to $50. The Bureau of Motor vehicles may also have fines you need to pay. These fines range around $150 for the first suspension and can increase dramatically with more suspensions and/or infractions. SR-22 Bond of Ohio can help you find the best deal available.
- How Long Will You Need an SR22?
SR22 requirements vary by state, but the typical term is three years, and you must keep the policy active for the entire duration. If you fail to keep it active, your license goes under suspension again. If you are caught driving while under suspension again then you will receive an additional suspension.
- What If You Don’t Own a Car?
A non-owner SR22 is required even if you don’t own a vehicle because it acts as proof of financial responsibility. However, you do have the option of switching insurance providers while having an SR22, as long as you follow the proper procedures.
- How Long Does It Take to Get an SR22?
At SR-22 Bond of Ohio is takes about 5 minutes to get SR22 insurance. Contacting your insurance provider as soon as possible is a great way to expedite the process and ensure you have coverage.
Get Cheap SR22 Insurance
SR-22 Bond of Ohio is one of the leading providers that specialize in SR22 insurance for a wide range of drivers in Ohio. Contact our team for further information about finding cheap SR22 insurance in Ohio!