When your driver’s license has been suspended, you may also be ordered to obtain SR22 car insurance, which is why the team from SR22 Bond of Ohio offers cheap and easy SR22 insurance. However, if you’re wondering about the details, don’t fret. Below, you’ll find an in-depth breakdown of precisely what SR22 insurance is and how to obtain it.
What Exactly is SR22 Insurance?
In the simplest of terms, SR22 insurance is a certificate of financial responsibility many who have had their license suspended are ordered to obtain before they can start driving. It’s important to note that SR22 insurance doesn’t take the place of traditional car insurance, although some auto insurance providers may offer SR22 packages and plans. Basically, the SR22 insurance certificate is to demonstrate that you, as a driver, have purchased the necessary auto insurance to be on the road. This is the only way your driving privileges will be reinstated in many states, including Ohio.
Some of the Reasons an SR22 Certificate is Required
You may be wondering some of the specific circumstances that cause an SR22 insurance certificate to be required by a judge. In most cases, you’ll only be ordered to obtain an SR22 certificate if:
- You’ve obtained violations for failing to obtain the proper insurance coverage in your state.
- You’ve had numerous traffic offenses.
- You’ve been charged with a DWI, DUI, or other moving violation.
- You’ve had your license revoked or suspended.
How Long Do I Need to Have SR22 Insurance?
Although the precise requirements vary from state to state, drivers are often required to maintain their SR22 certificate for at least up to three years after being ordered to obtain one. If for any reason your coverage lapses, your insurance provider is required by law to notify the Department of Motor Vehicles, meaning it’s important you keep your SR22 insurance up to date.
Learn more about cheap SR22 insurance by contacting us today!
We’re one of today’s leading providers of SR22 bonds in Ohio. To learn more about the process, contact us online today or call 1 (800) 260-8866 for a FREE quote.