Have you heard about SR22 insurance but are unsure about what it is and how it works? It’s important to understand this type of coverage, so that’s why we wanted to go over some important facts about SR22 insurance in Ohio.
- Who Would Need SR22 Insurance?
People who benefit from SR22 insurance are individuals who have incurred driving infractions such as driving with a suspended license or driving under the influence. An SR22 is a way to get back on the road while slowly making your way back to normal auto coverage.
- What Is SR22 Insurance?
SR22 insurance is not your typical automotive coverage. Basically, it’s a bond that is filed on your behalf by an insurance provider to the state (Ohio) that indicates you have the coverage needed to drive. Normally the coverage would be the most basic level available.
- How Long Does It Take to Get?
At SR-22 Bond of Ohio, we can get your SR22 insurance in a little as five minutes (yes, you read that correctly). The process is simple after you talk to our team and we fill in the needed forms, you can then print it at your house and you are all set and insured.
- What Do I Get Covered?
SR22 insurance provides up to $25,000 coverage for an individual injured and up to $50,000 coverage in which an accident injuries two individuals. For vehicle damage coverage, SR22 insurance covers up to $25,000 – this is for at-fault accidents. It is important to remember this type of insurance will not cover your car/or the car you were driving in the event of an accident.You will be held accountable for damage in excess of $75,00
- Do I Have to Have SR22 Insurance?
While the driving laws vary for each state, in Ohio, if you are deemed a high-risk driver it is vital to get the proper SR22 insurance. If you don’t, you can get your driver’s license suspended and be issued expensive fines.
Let SR-22 Bond of Ohio Help You
If you want to get the best SR22 insurance for your needs, our team at SR-22 Bond of Ohio is here to help. Contact us today to receive an instant quote and more information about your coverage options.