In the first part of our series on SR22 insurance, we discussed some of the most common reasons for obtaining an SR22 bond in Ohio, as well as how to do so. Here we offer some more information and dive a little deeper into the details, so read on!
If I Don’t Own a Car Do I Still Need SR22 Insurance?
Yes. Even if you don’t own your own vehicle, if you’ve been ordered to obtain SR22 insurance you’ll need to get non-owner SR22 insurance. This allows you to drive vehicles that aren’t your own like the family car. It demonstrates that although you don’t own your own vehicle, you still have the minimum liability insurance coverage to drive in Ohio.
It’s important to note that non-owner SR22 insurance may not be offered by every insurance provider and those who’ve obtained more serious violations on their driving record may have a harder time finding it.
How Do I Obtain the Cheapest SR22 Insurance in Ohio?
If you need SR22 insurance, one of the best ways to obtain the cheapest SR22 insurance in Ohio is through SR22 Bond of Ohio. Simply visit our website and fill out the form online. We have more than three decades of experience helping drivers get back on the road!
Once you’ve purchased and filed your SR22 bond, your auto insurance provider will officially file the necessary form with the Ohio BMV. After they have received your SR22 form, it could take anywhere from a few days to several weeks to be processed. However, SR22 Bond of Ohio can send proof of your SR22 insurance directly to your local BMV office so you can begin driving again immediately.
How Long Will I Need SR22 Insurance?
The length of time you’ll need to maintain your SR22 insurance will depend upon a number of things, such as where you live and the local laws and ordinances in your area. Additionally, the number of suspensions you have on your license and the reason why the court has ordered you to obtain SR22 insurance will also play a role. Generally, most people will need to have an SR22 bond for three years.
However, more serious infractions such as DUIs and major moving violations may require up to five years. You may also have your SR22 requirement extended if you commit another serious driving infraction while you have it, or if you let your auto insurance lapse.
Contact us today for the cheapest SR22 bonds in Ohio!
Our SR22 insurance experts make the purchase and filing of your SR22 bond a breeze, so contact us online today for a quote or call (800) 260-8866.